Jeff listened to the sermon by Jamie Rassmusen gave this past Sunday about decision making. In this sermon Jamie talks about integrity and defines integrity as making the right decision regardless of the consequences.
Through the death of Jeff's dad, God has blessed us with some extra money. As many of you know, we've been persuing a short sale on our house, hoping to avoid foreclosure (a loan mod is not an option for us). This extra money has actually put us is a very difficult decision-making position. Do we use the money to come current on our house, knowing that in the near future, we may end up back in the position of losing it, or do we save the money and pay off other debts, like our cars, thus creating a more stable financial future.
We've spent weeks in prayer seeking God's answer to this. We've sought the council of some amazing people God has put in our lives during this time - Tim Kimmel, John Gilligan and Ray and Nancy Davis. Here is the decision we have come to: If being a person of integrity means that you do the right thing regardless of the consequences, then how can we choose not to come current on our house? We made an agreement to pay, to the best of our abilities, our mortgage. If we have the money to pay it and choose not to because of future financial benefits, how is that being a person of integrity. Most of all, how is that trusting God to provide for us and our future?
While this may seem an obvious answer to some reading, and if it is, I envy you. We have received very conflicting council on what to do especially since the decision we are making could leave us in a situation with no savings and no house. But even if we do loose our house, we do so knowing we did EVERYTHING in our power to prevent it and can know for sure that it is God's design for our lives, not us willfully making another bad decision. But most of all, we know that we made a decision that has integrity and that is what is most pleasing to God.
PS: We found out from our lender that they will still approve a short sale on our house even if we are current on our loan. A blessing, absolutely - especially since it's unheard of in todays lending market.